Ontario Restaurant Hotel & Motel Association Benefits
Your details have been submitted. Below, find out more about the programs available to CAC members.
Energy Program
ECNG Energy Group
- This one is simple: if you use natural gas or hydro, you can save up to 20% just by joining this program.
- It works through group buying. ORHMA pools the energy load across all members, so you get better rates than you would on your own.
- You're not changing your supplier or your service. You're just getting a better price on what you're already paying for.
Food Purchasing
Foodbuy
- Foodbuy is one of the largest food purchasing organizations in the country. By connecting to their network, you can get pricing that goes beyond what most individual contracts offer.
- On top of lower prices, there are additional rebates built in, so you're saving in two ways at once.
- If food costs are a major line item in your budget, this is worth a serious look.
Hospitality Insurance
HIP (Hospitality Insurance Program)
- HIP is commercial insurance specifically designed for the restaurant, hotel, and motel industry. It's not a generic policy adapted for hospitality. It was built for it.
- You get property and liability coverage at rates that reflect the industry's actual risk profile.
- There's also built-in support for risk mitigation, which means they help you reduce claims before they happen, not just pay out after.
Payment Processing
Empyrean Merchant Services
- Empyrean offers members an exclusive association rate on payment processing. That means lower fees every time a customer swipes a card.
- For high-volume operations, payment processing fees can add up to thousands a year. Even a small rate reduction has a real dollar impact.
- The platform is also built to reduce security risk and streamline operations, so it's not just about cost savings.
HR Resources & Support
ORHMA HR Companion
- This is ORHMA's own HR tool, built specifically for members. It gives you access to documentation, policies, and HR templates without needing an in-house HR team.
- If you've ever had to handle a disciplinary situation, a termination, or a policy question and weren't sure where to start, this is for you.
- There's also online employee training built in, so you can onboard and train staff without paying for a separate platform.
Employee Benefits
Western Financial Group
- ORHMA has negotiated a pooled benefits structure through Western Financial Group. The key number here is 10%.
- Switching to this pooled plan saves members 10% compared to individual plans, and because it's pooled across all ORHMA members, your rates don't spike dramatically from year to year.
- You also get a free insurance health check before committing. They'll compare your current plan and show you exactly what you'd save.
Tipping Automation
Atlas
- Managing tip distribution manually creates errors, takes time, and can create compliance headaches. Atlas automates the whole process.
- It's fully tax compliant. Tips are divided and distributed automatically, directly into employee bank accounts.
- ORHMA members get a 15% discount on the platform.
Health & Safety
4S Occupational Health & Safety Advisory
- This program covers occupational health and safety compliance, training, and consulting. It's designed to keep you protected under provincial requirements without you having to figure it out yourself.
- The programs are live, meaning you get real-time support and updated training, not static materials that go out of date.
- A workplace incident or compliance violation can be costly. This is proactive protection.
Immigration Support
ORHMA
- The hospitality industry relies heavily on international workers. Navigating the immigration process without guidance is time-consuming and easy to get wrong.
- Through this program, you can connect directly with a certified immigration professional who specializes in hospitality-related cases.
- The guidance is trusted and personalized. It's not a general information line. You're working with someone who understands your industry.
Hiring Solutions
Picsume
- Picsume is a hiring platform built specifically for Ontario's hospitality industry. You post your job and it reaches candidates who are already looking for work in this sector.
- You're not competing in a sea of unrelated postings. Your listing goes directly to an audience that's relevant to you.
- For operators that are constantly hiring, this is a targeted tool that extends your reach without adding a lot of admin work.
Personal Insurance
Economical Insurance
- This one is for you personally, not your business. Economical is one of Canada's largest property and casualty insurance companies.
- As an ORHMA member, you get access to group discounted rates on home and auto insurance.
- It's a straightforward perk that puts money back in your pocket outside of work.
Business Products
Deluxe
- Deluxe provides business products including stationery, business cheques, and forms. Members get 10% off.
- For operators who go through business cheques or printed supplies regularly, this is an easy saving with no extra effort.
- It also covers personalized forms and branded materials if you need those for your operation.
Download Benefits PDF