Ontario Restaurant Hotel & Motel Association Benefits

Your details have been submitted. Below, find out more about the programs available to CAC members.

Energy Program

ECNG Energy Group

  • This one is simple: if you use natural gas or hydro, you can save up to 20% just by joining this program.
  • It works through group buying. ORHMA pools the energy load across all members, so you get better rates than you would on your own.
  • You're not changing your supplier or your service. You're just getting a better price on what you're already paying for.

Food Purchasing

Foodbuy

  • Foodbuy is one of the largest food purchasing organizations in the country. By connecting to their network, you can get pricing that goes beyond what most individual contracts offer.
  • On top of lower prices, there are additional rebates built in, so you're saving in two ways at once.
  • If food costs are a major line item in your budget, this is worth a serious look.

Hospitality Insurance

HIP (Hospitality Insurance Program)

  • HIP is commercial insurance specifically designed for the restaurant, hotel, and motel industry. It's not a generic policy adapted for hospitality. It was built for it.
  • You get property and liability coverage at rates that reflect the industry's actual risk profile.
  • There's also built-in support for risk mitigation, which means they help you reduce claims before they happen, not just pay out after.

Payment Processing

Empyrean Merchant Services

  • Empyrean offers members an exclusive association rate on payment processing. That means lower fees every time a customer swipes a card.
  • For high-volume operations, payment processing fees can add up to thousands a year. Even a small rate reduction has a real dollar impact.
  • The platform is also built to reduce security risk and streamline operations, so it's not just about cost savings.

HR Resources & Support

ORHMA HR Companion

  • This is ORHMA's own HR tool, built specifically for members. It gives you access to documentation, policies, and HR templates without needing an in-house HR team.
  • If you've ever had to handle a disciplinary situation, a termination, or a policy question and weren't sure where to start, this is for you.
  • There's also online employee training built in, so you can onboard and train staff without paying for a separate platform.

Employee Benefits

Western Financial Group

  • ORHMA has negotiated a pooled benefits structure through Western Financial Group. The key number here is 10%.
  • Switching to this pooled plan saves members 10% compared to individual plans, and because it's pooled across all ORHMA members, your rates don't spike dramatically from year to year.
  • You also get a free insurance health check before committing. They'll compare your current plan and show you exactly what you'd save.

Tipping Automation

Atlas

  • Managing tip distribution manually creates errors, takes time, and can create compliance headaches. Atlas automates the whole process.
  • It's fully tax compliant. Tips are divided and distributed automatically, directly into employee bank accounts.
  • ORHMA members get a 15% discount on the platform.

Health & Safety

4S Occupational Health & Safety Advisory

  • This program covers occupational health and safety compliance, training, and consulting. It's designed to keep you protected under provincial requirements without you having to figure it out yourself.
  • The programs are live, meaning you get real-time support and updated training, not static materials that go out of date.
  • A workplace incident or compliance violation can be costly. This is proactive protection.

Immigration Support

ORHMA

  • The hospitality industry relies heavily on international workers. Navigating the immigration process without guidance is time-consuming and easy to get wrong.
  • Through this program, you can connect directly with a certified immigration professional who specializes in hospitality-related cases.
  • The guidance is trusted and personalized. It's not a general information line. You're working with someone who understands your industry.

Hiring Solutions

Picsume

  • Picsume is a hiring platform built specifically for Ontario's hospitality industry. You post your job and it reaches candidates who are already looking for work in this sector.
  • You're not competing in a sea of unrelated postings. Your listing goes directly to an audience that's relevant to you.
  • For operators that are constantly hiring, this is a targeted tool that extends your reach without adding a lot of admin work.

Personal Insurance

Economical Insurance

  • This one is for you personally, not your business. Economical is one of Canada's largest property and casualty insurance companies.
  • As an ORHMA member, you get access to group discounted rates on home and auto insurance.
  • It's a straightforward perk that puts money back in your pocket outside of work.

Business Products

Deluxe

  • Deluxe provides business products including stationery, business cheques, and forms. Members get 10% off.
  • For operators who go through business cheques or printed supplies regularly, this is an easy saving with no extra effort.
  • It also covers personalized forms and branded materials if you need those for your operation.
Download Benefits PDF
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